Mo’ Money, Mo’ Problems (sort of)

  
Today I talked to two different adoption consultant companies, Laura at Faithful Adoption Consultants and Shannon at Christian Adoption Consultants. I wasn’t looking exclusively for Christian organizations but these two had the best reputations by far for adoption consultants, (please note, consultants are not the same as facilitators, which are illegal in many states) and it was easy to see why. After speaking with both these ladies my heart sort of sank into my stomach because I realized that this is what our adoption journey could have looked like if I had chosen better. I didn’t know there were different ways you could expect to be treated by an agency. Now I do. 

I enjoyed speaking with them both because they both validated what I knew to be true, that this journey the hubs and I have been in is abnormal, and not a good representation of what adoption looks like. I pulled my punches big time in describing what had happened, both in speaking with them and on my last blog post. I chose to do that because I feel like it’s important to take the high road when I can, and also because if I can ever hope to sincerely forgive our agency for what they did to us, I can’t relive the whole awful thing over and over again. 

In this section I will be discussing finances. It is not the most comfortable thing to be open about, but I feel it is essential to be transparent about all areas of adoption. Education is key. I was impressed by both women because both of them advised me not to pay anything to retain them as consultants at this time. The reason?  Because our current adoption budget (minus the $8000.00 we would forfeit at our agency) wouldn’t be sufficient to afford any of the adoption situations they have available to match with their clients. They were actually looking out for us and advising us how to proceed wisely.  Of course that was very disappointing to hear, but it bolstered my faith in humanity that there really are adoption workers out there, even in this cutthroat industry, that possess and demonstrate integrity. I needed a reminder of that. 

I told them I would see what I could do about rounding up another 10K, and then would touch base with them in the future. At this stage really all we can do is save more up, slowly. We personally aren’t into fundraising or crowd raising or whatever the kids are calling it these days.  There are many folks that do, and I’ve got no problem with that. It just isn’t for us. It doesn’t feel right when we know there are others who need it more. 

Many adoptive couples finance part of their adoptions by receiving the available grant opportunities one can apply for. I’ve looked in to every single one I could find, and they all have income requirements, and our income is too high. It reminded me of filling out FAFSA forms right before college started, and I was soundly disqualified because my parents made “too much money.”  I’m sure I’m not the only one who ran into that questionable problem. And here I am running into it again, oy vey. Yes, the hubs makes a nice living for our family. But I imagine if you take almost any yearly income and try to slide 40k out, after taxes, you’re going to run into a problem, right?

I wonder how many families, like us, have had to fund their adoption expenses after years of funding infertility treatment expenses?  There should be a special grant for that! In that situation, many resources have already been tapped out to pay for the fertility treatments long before the couple even gets to the adoption part of the journey. Resources like personal savings, refinancing your home, taking out your home equity, borrowing from your retirement plan, getting a 0% loan from a merciful credit union, obtaining a 0% for-12-months-credit card, etc. Couples who have experienced an infertility journey, or an adoption journey, or both (shudder) are the most financially creative people in the world! I’m absolutely convinced of this. 

Our standing as of now with our current adoption agency is that we will be presented for immediate placements. I have no way of knowing if that is actually going to happen or not. Nothing more has been said about the meeting, in fact there hasn’t been any communication at all, with one exception: we did get a text last week about an immediate placement and if we wanted to be shown. We said yes. After two days of silence we texted for an update and learned the mother had chosen someone else. And that’s been it. We have friends who are also in the program who received two adoption opportunities for babies due at the end of June. We didn’t get those sent to us. We dare not reach out to ask why, for fear of being perceived as pushy! 😋

We are keeping on, and trying to keep adoption frustrations pushed to the side so they don’t interfere with our daily life. It is easy to let the process blind you to the blessings in front of you, as you chase the ones you hope are ahead of you. 

2 thoughts on “Mo’ Money, Mo’ Problems (sort of)

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